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For Your Safety

PRODUCTS/COMMERCIAL

Optimum Insurance Company insures a wide variety of business risks in every economic sector of our society. We pledge to provide our brokers with fast and thorough responses on any commercial submissions and inquiries. Our focus is on, but not limited to the following types of business:

Hospitality

  • Restaurants – Family and Fine Dining
  • Coffee and Donut Shops
  • Take Out Establishments
  • Building Owners Risks

  • Mixed Merchantile & Retail Properties
  • Residential Rental Properties
  • Office Buildings
  • Apartment Buildings
  • Wholesale and retail Commercial buildings
  • Builders Risk

  • Commercial Buildings
  • Residential Buildings
  • Retail

  • Variety/Convenience Stores
  • Grocery Stores
  • Clothing
  • Furniture and appliances
  • Barber and Beauty Shops
  • Dairies
  • Bakeries
  • Small Manufacturers/Service Shops

  • Small and mid-sized businesses
  • Woodworkers
  • Metal Workers & Machine Shops
  • Repair Garages
  • Printers
  • Appliance Repair
  • Salon and barber shop
  • Contractors

  • Landscapers
  • Carpenters
  • Building Maintenance/Janitorial
  • Renovation Contractors
  • Heating, Refrigeration, Plumbing and Electrical Contractors
  • Window, Door and Floor Installers
  • General Building Contractors
  • Specialties:

  • Jewellers (retail, wholesale or manufacturer)
  • Furrier (Bloc or customer belongings)
  • Other Products:

  • Residential
  • Automobile
  • To find out about our list of products, do not hesitate to contact your local broker.

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    Subsidiaries Commercial

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