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For Your Safety

PRODUCTS/RESIDENTIAL

Many of us tend to overlook residential insurance, we think "Oh, it'll never happen to me." At Optimum Insurance Company, we want you to be protected against the unforeseen losses that may occur. We offer our policyholders a variety of residential products. Among these are:

  • Homeowners Insurance
  • Tenant Insurance
  • Condominium Insurance
  • Seasonal Dwellings » New Product: Optimum® VIP Cottage
  • Rented Dwellings
  • Dwellings under construction
  • We will also insure your personal articles, watercrafts, and trailers.

    Our Products:

    • Optimum VIP - for high value homes (Quebec only): VIP Homeowners
    • Platinum/Home protector III - All risk on your dwelling and its content, sewer backup and enhanced replacement value
    • Gold/Home Protector II - All risk on dwelling, specified risks on the content and enhanced replacement value
    • Silver/Home Protector I - Specified risks on the dwelling and content.

    Furthermore, you can benefit from certain discounts like:

    • New Home Discount
    • Age Discount
    • Claim-free Discount
    • Mortgage-free Discount
    • Alarm Discount
    • Multi-products Discount

    Placing your Residential Insurance at Optimum Insurance Company will benefit you in two ways. Firstly, we offer a competitively priced product. Secondly, in case of a claim, our experienced staff will handle your claim promptly and efficiently.

    Other Products:

    To find out about our list of products, do not hesitate to contact your local broker.

    Subsidiaries Residential

    NEW FREE
    Identity Fraud Expense Coverage (in Ontario and Manitoba)


    ® Registered Trademark of Optimum Group Inc. Copyright © 1996.   Legal notice.