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For Your Safety

PRODUCTS/HOME BUSINESS

As small businesses continue to flourish, there is a growing need for adequate insurance coverage to protect yourself from the losses associated with running a business. Optimum West Insurance Company's Optimum Home Business insurance* is designed to protect your small business in your home from fire, break-ins, slip and falls and other unforeseen events.

If you run a home business from your principle residence with a gross revenue of up to $100,000 and the business is operated solely by yourself or family members, you may qualify for the Optimum Home Business Insurance. Some of the coverages available under this policy are listed below:

Coverages

  • $10,000 minimum for Business Property while on your premises
  • $2,000 minimum for Business Property while temporarily away from your home, in transit or at a trade show
  • $5,000 Business Supplement Expense Coverage
  • $1,000,000 Liability extension to cover your business activities
A simple outline of coverage is represented here. All coverages outlined are subject to the terms, provisions, and conditions of the policy.

*Optimum Home Business Insurance is offered only in conjunction with our Optimum West Insurance Company Homeowners, Condominium or Tenants policies.

Other Products:

  • Farm
  • Residential
  • Commercial
  • Automobile
  • Subsidiaries Home Business

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