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For Your Safety

PRODUCTS/RESIDENTIAL

Peace of mind is the most important gift that we can offer you. Your home is your sanctuary and at Optimum West Insurance Company we can provide a safety net to protect both you and your home. Optimum West Insurance Company offers three exceptional choices that provide the protection you need. The Gold, Silver, and Bronze policies are available on our Homeowners, Condominium, and Tenant packages. Here is a look at some of the coverages available under each plan.

Gold Coverage *
  • All Risk protection on your dwelling and personal property
  • Guaranteed Replacement cost on your dwelling**
  • $2,000,000 Personal Liability


  • Silver Policy *
  • All Risk protection on your dwelling and personal property
  • Guaranteed Replacement cost on your dwelling**
  • $1,000,000 Personal Liability


  • Bronze Policy *
  • All Risk protection on your dwelling
  • Named Perils protection (including Theft) on personal property
  • Guaranteed Replacement cost on your dwelling**
  • $1,000,000 Personal Liability


  • *A simple outline of coverage is represented here. All coverages outlined are subject to the terms, provisions, and conditions of the policy.

    **Included under our Preferred Plan only.

    For your convenience, please click here for our Personal Property Inventory Form.

    Other Products:

  • Farm
  • Commercial
  • Automobile
  • Home Business
  • Subsidiaries Residential

    FREE
    Identity Fraud Expense Coverage


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