The Optimum Advantage

Clear your mind!

With Optimum's program for individuals, you have no obligation to replace, repair or rebuild when a total loss occurs.

Guaranteed replacement cost

No matter how old your assets are, in the event of a loss, we will replace them with brand new similar articles!

Optimum pays for professional evaluations!

Keep your money in your wallet. All professional evaluations are on us.

Good-bye to deductibles!

When you make a claim of over $25,000, Optimum simplifies your life by eliminating all deductibles!

Ask your independent broker about Optimum's individual's policy!



Products that may interest you



Four levels of protection to make sure you have the perfect coverage for your home.