Whether you own a commercial building or operate one of many types of businesses, Optimum will provide you with insurance that best fits your needs. Ask your independent broker about Optimum's commercial insurance policies!

The Optimum Advantage

The Optimum expertise

Optimum has been insuring businesses since 1976. With us you'll find stability as well as peace of mind.

Appealing extras

At Optimum we know that each individual and each business is unique, that's why we offer you special endorsements and coverage to fulfill your needs in commercial insurance. Your broker will help you determine what options you should add to your insurance policy.

Optimum Plus Enhancement Endorsement

An endorsement especially designed to enhance your commercial insurance policy with additional coverage. 

The following are examples of some of the categories that Optimum will underwrite commercial insurance for:

• Builders' Risks for Commercial and residential buildings
• Building ownership including retail, offices, commercial, manufacturing, wholesale and residential
• Contractors
• Garages
• Hospitality including coffee shops and restaurants
• Manufacturing
• Offices (medical, dental and other professional services)
• Retail stores
• Various services including barber shops and hair salons
• Wholesale