Broker partnership



Become our partner

At Optimum our roots are in Canada, and we are a Canadian owned and operated company providing property and casualty insurance to the Canadian marketplace.

Why become a partner?

We are committed solely to brokers for the sale and distribution of our property & casualty insurance products. As a result, one of our core values is the importance of developing and maintaining strong broker relationships with all of our brokers. This core value applies throughout all departments and levels of the company.

Your success is our success

Optimum prides itself on being known as an underwriting company that supports its brokers. This has allowed us to maintain a planned level of growth over the years while meeting or exceeding our profitability goals.

We are close to you

We are close to you

Our regionalized approach to doing business allows for our underwriters and management teams to be close to you. They have local knowledge of the market and insurance environment in all the provinces where we write business.

We share our expertise

With the required knowledge of your challenges and environment, our experts are able to answer all of your questions and inquiries clearly and quickly by providing you with professional and personalized service. They make sure to share their expertise to help you optimize service to your customers.

We offer you tailor-made solutions

Whether it be automobile, residential, farm, or commercial insurance, we offer not only traditional products and policies, but also program or niche solutions for your clients needs.

Some program examples include:  

  • Our residential farm as well as special risks programs in BC
  • Our VIP cottage and Northerner programs in Ontario and Manitoba that are specifically designed for seasonal and secondary dwellings whether they require stand alone coverage or not.
  • Our Farm products in Quebec along with the ability to write special risks across both commercial and personal lines.

We are also open to discussing new niche or program opportunities with you.

We offer you tailor-made solutions

Commercial Lines

While in commercial our focus is primarily on mid-market, we also have available our OptiPak range of packaged solutions. The OptiPaks are designed to meet the needs of many classes of business.

Commercial Lines

We also have unique programs available across our regions and are open to working with you to develop more.

We also offer:

  • Commission at industry standard levels 
  • A competitive Contingent Profit Commission agreement that while based on profitability, also rewards growth.
  • A wide range of payment options for your clients including direct bill options, a monthly payment plan, and in most provinces a credit card payment option.
  • Regionalized Broker training on our products and systems for you and your staff.
  • Regionalized claims service with adjustors or examiners located within most of our branches.

An on-line space

Brokers can access our secure website where a set of tools is at your disposal including:

  • Manuals, Brochures and Policy wordings for all lines of business
  • Bulletins
  • Training programs
  • Raters

On-Line Systems & EDI

We are dedicated to providing the best on-line experience that we can for our brokers. As a result, we are always working hard behind the scenes to improve technology. In 2021 we launched our new O-ZonTM system for residential which is based on a Guidewire platform.

As well as O-ZonTM we also currently have available: 

  • An Automobile portal that allows brokers to upload/download and underwrite their automobile risks.
  • E-Docs
  • Electronic Broker accounting statements
  • Electronic Claims information
An online space

If you are interested in becoming a broker partner with Optimum we would like to hear from you.
Please complete the following form and we will be in touch with you as soon as we can.

To become our partner

Please use this form to apply for a partnership.

*Some fields are required, please complete the following form.

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