A human touch

Offering property and casualty insurance for over thirty five years, Optimum knows how to deal with those situations when the sky seems to be falling. We know how hard it is to overcome difficult events such as accidents or property damage. That's why Optimum manages these situations with compassion and understanding. While explaining each and every step, our team will answer your questions and help you regain control of your life.

The partnership between brokers and insurers is in the best interest of only one person: You!

Only one person should have control of your life and it's you. Optimum knows that having a wide range of options and receiving impartial advice is always in the best interest of the insured. This is why we choose to offer our products exclusively through a network of independent brokers. These brokerage professionals know the market and the variety of options that are available to you. They will guide you to the perfect insurance policy. Click here to find out why it is important to deal with an independent broker.

Protection that meets your needs

Optimum cares about offering you the protection that best addresses your needs. Our priority is to provide our insureds, and brokers, customized service that exceeds expectations.

Needless to say, experiencing a loss is never pleasant, but we'll do everything we can to help make your claim as simple and satisfying as possible.

A Canadian insurance company

Optimum has been providing insurance to Canadians since 1976. We are part of the Optimum Group, a Canadian-owned international financial group. We are dedicated to the Canadian market and are here for the long-term.  Optimum was born in Canada and is here to stay.