Nothing feels quite like home! Preserve the security and warmth of your dwelling by choosing residential coverage that will help relieve your stress when disaster knocks at your door! By listening and understanding what you are going through, Optimum has different types of residential insurance policies that will keep your fears at bay while being comprehensive and affordable at the same time.
Ask your broker about Optimum's insurance policies!
Three levels of protection to make sure you have the right coverage for your home.
Insurance policies especially designed for tenants like you.
Specially designed coverage to meet your specific needs as a condominium owner.
Dwelling under construction
A policy that covers your future home from the first shovelful of dirt to the last stroke of paint.
Coverage especially designed for your home away from your home
Optimum VIP cottage
Comprehensive protection for your secondary residence.
Home business endorsement
Special protection for your home business.
Hobby farm endorsement
Insurance that makes sure your hobby farm is properly covered.
Identity Theft Extension
Optimum’s identity theft endorsement.
Water protection coverage endorsement
Protect your residence against water damage!
Coverage designed to protect your investment property!
Insurance specially designed for people fond of boating.
Simple tips to prevent incidents in your home.
Remember, prevention is key!