Residential

Nothing feels quite like home! Preserve the security and warmth of your dwelling by choosing a residential coverage that will prevent you from tearing your hair out when disaster knocks at your door! By listening and understanding what you are going through, Optimum has different types of residential insurance policies that will keep your fears at bay while being comprehensive and affordable at the same time.

Ask your independent broker about Optimum's insurance policies!

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Homeowner

Homeowner

Three levels of protection to make sure you have the perfect coverage for your home.

Tenant

Tenant

An insurance policy especially made for tenants like you.

Seasonal dwellings

Seasonal dwellings

Coverage especially designed for your home away from home.

Home business

Home business

Special protection for your home business.

Watercraft insurance policies

Watercraft insurance policies

An insurance policy especially designed for people fond of boating.

Hobby Farm

Hobby Farm

The insurance that makes sure your hobby farm is always covered.

Prevention capsules

Property of parents in nursing homes

Property of parents in nursing homes

An endorsement to protect property of parents in nursing home.

Fully rented dwellings

Fully rented dwellings

An extension to protect your fully rented secondary residence!

Identity theft

Optimum's identity theft endorsement.

Prevention capsules

Prevention capsules

Optimum offers several prevention capsules for incidents related to home insurance.