Seasonal dwellings
Coverage especially designed for your home away from home.
Home business
Special protection for your home business.
Watercraft insurance policies
An insurance policy especially designed for people fond of boating.
Hobby Farm
The insurance that makes sure your hobby farm is always covered.
Prevention capsules

Property of parents in nursing homes
An endorsement to protect property of parents in nursing home.

Fully rented dwellings
An extension to protect your fully rented secondary residence!

Identity theft
Optimum's identity theft endorsement.
Prevention capsules
Optimum offers several prevention capsules for incidents related to home insurance.