The Optimum advantage

Perfect protection for you

Optimum offers four different forms of coverage especially designed to suit your needs.You plan to rent your condominium? Take a look at the Rental Plus protection. You plan to live in your condominium only seasonally? Optimum's Seasonal Plus protection for condominiums is perfect for your needs.

Plus, whether you need standard or superior protection for your contents, Optimum has the perfect coverage for you.

A comprehensive liability coverage of $1million

Regardless of the level of protection you choose, your personal liability coverage in case of peril is up to a million dollars! 

Two condos?

Optimum offers you two forms of coverage with different options if you own a second condo whether you are living in both condos or not.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Free legal assistance

Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.

 

Available Levels of Protection

Condominium comprehensive

Condominium comprehensive

This superior protection offers all risk coverage on the unit and all risk coverage on personal property. 

Condominium standard

Condominium standard

This standard protection offers named perils coverage on the unit and named perils coverage on personal property. 

Seasonal condominium

Seasonal condominium

This protection, especially designed for seasonal condominiums, offers named risks coverage on the unit and named risks coverage on personal property with an optional replacement cost.

Rented condominium

Rented condominium

This protection, especially designed for rented condominiums, offers named risks coverage on the unit and named risks coverage on personal property with an optional replacement cost. 

Key discounts available for this product

Insured 45 years +
Alarm system
Claims-free
Mortgage-free
Water leak detection
Tankless water heater

Ask your broker about these and other available discounts

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