The Optimum Advantage

Nobody likes unpleasant surprises

With Optimum, you have the possibility to choose an all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Free legal assistance

Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.

Ask your independent broker about Optimum's residential insurance policies!

Available Levels of Protection

Home Protector III

Home Protector III

This superior protection offers all risk coverage on the dwelling building and all risk coverage on personal property. 

Home Protector II

Home Protector II

This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property. 

Home Protector I

Home Protector I

This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property. 

Key discounts available for this product

Insured 45 years old +
Alarm System
Claims-free
New building
Mortgage-Free
Water leak detection

Ask your broker about these and other available discounts

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