The Optimum advantage
All-risks protection
Your Optimum VIP Cottage Insurance policy includes all risk coverage on the building and personal property.
One million dollars liability
This special protection also includes the replacement cost on personal property and $1,000,000 for premises liability.
A more than complete protection
We have thought of everything, including your boathouse(s)! The Optimum VIP Cottage Insurance includes complete protection for your docks and boathouses. You would like to add protection for your watercraft? Nothing easier! When you subscribe to Optimum VIP Cottage Insurance you are automatically eligible for watercraft liability.
Ask your independent broker about the Optimum VIP Cottage option!