The Optimum advantage

As many possibilities as you need

Optimum offers four different forms of coverage to choose from!

Protections against all possible collapses

Optimum gives you the option to add specific coverage to your seasonal dwelling (or cottage) insurance policy including the weight of snow or ice and fuel leakage.

You're planning to rent your seasonal dwelling? No problem.

Optimum's policies allow you to rent to others for up to two weeks a year with the option to purchase additional weeks.

Available Levels of Protection

Optimum VIP Cottage

Optimum VIP Cottage

VIP coverage for the very important person you are! More

Northerner Plus

Northerner Plus

This superior protection offers all risk coverage on the dwelling building and all risk coverage on personal property  in addition to increased liability limits and additional living expenses. 

Northerner

Northerner

This broad protection offers named perils coverage on the dwelling building and named perils coverage on personal property.

Fire and extended coverage

Fire and extended coverage

This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property. 

Key discounts available for this product

Insured 45 years +
New building
Claims-free
Multi-site
Tankless water heater

Ask your broker about these and other available discounts

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