The Optimum advantage
As many possibilities as you need
Optimum offers four different forms of coverage to choose from!
Protections against all possible collapses
Optimum gives you the option to add specific coverage to your seasonal dwelling (or cottage) insurance policy including the weight of snow or ice and fuel leakage.
You're planning to rent your seasonal dwelling? No problem.
Optimum's policies allow you to rent to others for up to two weeks a year with the option to purchase additional weeks.
Available Levels of Protection
Optimum VIP Cottage
Optimum VIP Cottage
VIP coverage for the very important person you are! More
Northerner Plus
Northerner
Northerner
This broad protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Fire and extended coverage
Fire and extended coverage
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Optimum VIP Cottage
A comprehensive protection for your secondary residence.
Watercraft insurance policies
An insurance policy especially designed for people fond of boating.