Blue ArrowThe Optimum Advantage

The perfect coverage

Optimum offers two different forms of coverage especially designed to suit your needs. Whether you need standard or superior protection for your contents, Optimum has the perfect coverage for you.

A comprehensive liability coverage of a million dollars

Regardless of the level of protection you choose, your personal liability coverage in case of peril is up to a million dollars! Optimum's policies are comprehensive and are settled accordingly!

Extras that will appeal to you

At Optimum we know that each individual and each dwelling is unique, that's why we offer you special endorsements to meet your needs in tenant insurance.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Free legal assistance

Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.

Available Levels of Protection

Tenants Comprehensive

Tenants Comprehensive

This superior protection offers all risk coverage on personal property. 

Tenants Standard

Tenants Standard

This standard protection offers named perils coverage on personal property. 


Key discounts available for this product

Insured 45 years +
Superior protection

Ask your broker about these and other available discounts

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