The Optimum Advantage

Affordable and Complete

Our insurance policies are among the best on the market and are competitively priced. If you are legally responsible for an accident, we offer liability coverage up to $2,000,000 to protect you against bodily injury and property damage claims.

Coverage for a broad range of drivers

At Optimum, we offer coverage for new and experienced drivers

Reachable 24/7 in case of a claim

We offer a 24/7 toll-free claims hotline which allows you to conveniently report a claim during and after business hours, if you are not able to reach your broker.

Extras that will appeal to you

At Optimum we know that each individual is unique, that's why we offer you customized endorsements to fulfill your needs in car insurance.

Ask your independent broker about Optimum' s automobile insurance policies!

Why do I need car insurance?

Mandatory By Law

Whenever you are behind the wheel in Ontario, it is mandatory to buy a minimum amount of insurance to protect not only yourself but also others on the road. So, if you want to drive, you need automobile insurance. It's a choice made by the province to make sure every driver is ready to face reality in case of an accident.

Your choice

You do have choices to make though. Do you want the minimum insurance? Do you want complete protection whatever the circumstances? In both cases, Optimum has a policy that will suit your needs. Put your safety and the safety of others at the top of your list and choose the optimal policy offered by Optimum!

Key discounts available for this product

Driver over 40 years old
Multi-product
Multi-vehicle
Retiree
Student Occasional Driver
Excellent Driving Record

Ask your broker about these and other available discounts

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