Products - Automobile






Private automobile

Private automobile

You need your car to go where you want when you want. Drive it down the road without worries while Optimum protects you with its valuable automobile insurance.

Products - Automobile - Private automobile

The Optimum advantage

Affordable and complete

Our insurance policies offer a wide range of coverage options at competitive prices. If you are legally responsible for an accident, we offer liability coverage up to $2,000,000 to protect you against bodily injury and property damage claims. 

Coverage for a broad range of drivers

At Optimum, we offer coverage for new and experienced drivers.

Reachable 24/7 in case of a claim

We offer 24/7 toll-free claims phone numbers which allow you to conveniently report a claim during and after business hours, if you are not able to reach your broker.

Easy way to pay your premium

With Optimum, you have the option to choose automatic monthly withdrawals from your bank account.

Optional extras that will appeal to you

At Optimum we know that each individual is unique that’s why we offer you a wide range of optional coverage endorsements to fulfill your auto insurance needs.

Ask your independent broker about Optimum's automobile insurance policies!

Why do I need car insurance?

Mandatory By Law

Whenever you are behind the wheel in Ontario, it is mandatory to buy a minimum amount of insurance to protect not only yourself but also others on the road. So, if you want to drive, you need automobile insurance. It's a decision made by the province to make sure every driver is prepared for their responsibilities in case of an accident.

Your choice

You do have choices to make though. Do you want the minimum insurance? Do you want complete protection whatever the circumstances? In both cases, Optimum has a policy that will suit your needs. Put your safety and the safety of others at the top of your list and choose the optimal policy offered by Optimum!

Key discounts available for this product

  • Mature driver over 40 years old
  • Multi-vehicle
  • Student Occasional driver
  • Conviction free
  • Retiree
  • Multi product

*For more information about our available discounts, please contact your broker.

Find a broker to obtain a quote.

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