Condominium Program
Perfect coverages for your specific needs as a condominium owner.
Seasonal dwellings
Coverage especially designed for your home away from home.
Dwelling under construction
A policy that covers your future home from the first shovelful of dirt to the last stroke of paint
Home business
Special protection for your home business.
Special Risks
Optimum's insurance policies especially designed for exceptional situations
Prevention capsules

Identity theft
Optimum's identity theft endorsement.
Prevention capsules
Optimum offers several prevention capsules for incidents related to home insurance.