Residential

Nothing feels quite like home! Preserve the security and warmth of your dwelling by choosing a residential coverage that will prevent you from tearing your hair out when disaster knocks at your door! By listening and understanding what you are going through, Optimum has different types of residential insurance policies that will keep your fears at bay while being comprehensive and affordable at the same time.

Habitation (image)

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Tenant

Tenant

Insurance policies especially made for tenants like you.

Condominium Program

Condominium Program

Perfect coverages for your specific needs as a condominium owner.

Seasonal dwellings

Seasonal dwellings

Coverage especially designed for your home away from home.

Dwelling under construction

Dwelling under construction

A policy that covers your future home from the first shovelful of dirt to the last stroke of paint

Home business

Home business

Special protection for your home business.

Special Risks

Special Risks

Optimum's insurance policies especially designed for exceptional situations

Prevention capsules

Identity theft

Optimum's identity theft endorsement.

Prevention capsules

Prevention capsules

Optimum offers several prevention capsules for incidents related to home insurance.