Products - Residential






Rented dwelling

Rented dwelling

Other than your primary home your revenue property is likely one of your biggest investments.  Given this investment is in the control of your tenant, make sure it’s protected with Optimum. We will provide you with the right coverage!

Products - Residential - Rented dwelling

The Optimum advantage

The right coverage

Optimum offers two different forms of coverage designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the right coverage for you.

  • Can be written on a stand-alone basis or with your principal dwelling 
  • Up to $2 Million Premises Liability
  • Loss of Rental Income and Water Damage coverage are available options

Ask your broker about Optimum's rented dwelling insurance policy!

Available levels of protection:

Available Levels of Protection - Gold

Provides all risk coverage on the dwelling building and named perils on contents.

*Note: "All Risks" coverage provided by Optimum and the insurance industry is still subject to certain exclusions. Please speak to your insurance broker for more details.

Available Levels of Protection - Silver

Provides named perils coverage on both the dwelling building and contents.

Key discounts available for this product

  • Mortgage-free
  • New building
  • Claims-free
  • Water leak detection
  • Monitored Burglar or fire alarm

*For more information about our available discounts, please contact your broker.

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