Blue ArrowThe Optimum Advantage

Clear your mind!

With Optimum's program for individuals, you have no obligation to replace, repair or rebuild when a total loss occurs.

Guaranteed replacement cost

No matter how old your assets are, in the event of a loss, we will replace them with brand new similar articles!

Optimum pays for professional evaluations!

Keep your money in your wallet. All professional evaluations are on us.

Good-bye to deductibles!

When you make a claim of over $25,000, Optimum simplifies your life by eliminating all deductibles!

Ask your independent broker about Optimum's individual's policy!