Products - Residential






Nothing feels quite like home! Preserve the security and warmth of your dwelling by choosing residential coverage that will help relieve your stress when disaster knocks at your door!  By listening and understanding what you are going through, Optimum has different types of residential insurance policies that will keep your fears at bay while being comprehensive and affordable at the same time.

Ask your broker about Optimum's insurance policies!

Products - Residential - Homeowner


Three levels of protection to make sure you have the right coverage for your home.

Products - Residential - Tenant


Insurance policies especially designed for tenants like you.

Products - Residential - Condominium program

Condominium program

Specially designed coverage to meet your specific needs as a condominium owner.

Products - Residential - Dwelling under construction

Dwelling under construction

A policy that covers your future home from the first shovelful of dirt to the last stroke of paint.

Products - Residential - Seasonal dwelling

Seasonal dwelling

Coverage especially designed for your home away from your home.

Products - Residential - Home business

Home business endorsement

Special protection for your home business.

Products - Residential - Identity Theft

Identity Theft Extension

Optimum’s identity theft endorsement.

Products - Residential - Water protection coverage

Water protection coverage endorsement

Protect your residence against water damage!

Products - Residential - Rented dwelling

Rented dwelling

A coverage designed to protect your investment property!

Products - Residential - Watercraft insurance

Watercraft insurance

Insurance specially designed for people fond of boating.

Products - Residential - Westerner


Policy designed exclusively for your recreational vehicle.

Prevention capsules

Products - Residential - Prevention capsules

Simple tips to prevent incidents in your home.
Remember, prevention is key!

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