Products - Residential






Rented dwelling

Rented dwelling

Other than your primary home your revenue property is likely one of your biggest investments.  Given this investment is in the control of your tenant, make sure it’s protected with Optimum. We will provide you with the right coverage!

Products - Residential - Rented dwelling

The Optimum advantage

The right coverage

Optimum offers two different forms of coverage designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the right coverage for you.

  • Can be written on a stand-alone basis or with your principal dwelling 
  • Up to $2 Million Premises Liability
  • Loss of Rental Income and Water Damage coverage are available options

Ask your broker about Optimum's rented dwelling insurance policy!

Available levels of protection:

Available Levels of Protection - Gold

Provides  all risk  coverage on the dwelling building and  Fire & EC coverage  on contents.

Note: "All risks" coverage provided by Optimum and the insurance industry is still subject to certain exclusions. Please speak to your insurance broker for more details.

Available Levels of Protection - Silver

Options include either named perils coverage or Fire & EC  coverage on the dwelling building with both providing Fire & EC coverage on the contents.

Key discounts available for this product

  • Age of building
  • Monitored fire alarm
  • Tankless water heater
  • Water leak detection

*For more information about our available discounts, please contact your broker.

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