Condominium Program
Perfect coverage for your specific needs as a condominium owner.
Home business
Special protection for your home business
Seasonal dwellings
Coverage especially designed for your home away from home.
Watercraft insurance policies
An insurance policy especially designed for people fond of boating.
Dwelling under construction
A policy that covers your future home from the first shovelful of dirt to the last stroke of paint
Prevention capsules

Identity theft
Optimum's identity theft endorsement.
Prevention capsules
Optimum offers four capsules for preventing incidents related to residential
insurances.