Residential

Nothing feels quite like home! Protect the security and warmth of your dwelling when disaster knocks at your door by choosing one of our residential coverages. By listening, and understanding what you are going through, Optimum has different types of residential insurance policies comprehensive and affordable at the same time.

Residence (image)

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Homeowner

Homeowner

Four levels of protection to make sure you have the perfect coverage for your home.

Tenant

Tenant

An insurance policy especially made for tenants like you.

Westerner

Westerner

A policy designed exclusively for your Recreational Vehicle.

Condominium Program

Condominium Program

Perfect coverage for your specific needs as a condominium owner.

Home business

Home business

Special protection for your home business

Seasonal dwellings

Seasonal dwellings

Coverage especially designed for your home away from home.

Watercraft insurance policies

Watercraft insurance policies

An insurance policy especially designed for people fond of boating.

Dwelling under construction

Dwelling under construction

A policy that covers your future home from the first shovelful of dirt to the last stroke of paint

Prevention capsules

Identity theft

Optimum's identity theft endorsement.

Prevention capsules

Prevention capsules

Optimum offers four capsules for preventing incidents related to residential
insurances.