Blue ArrowThe Optimum advantage

Perfect protection for you

Optimum offers four different forms of coverage especially designed to suit your needs.

A comprehensive liability coverage up to $2million

Depending of the level of protection you choose, your personal liability coverage in case of peril is up to two millions dollars!

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Free legal assistance

Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.

Ask your independent broker about the Optimum Condominium program!

Available Levels of Protection



This superior protection offers all risk coverage on the unit and all risk coverage on personal property. 



This broad protection offers all risk coverage on the unit and named perils coverage on personal property.

Rented and seasonal condominium

Rented and seasonal condominium

This protection, especially designed for rented or seasonal condominiums, offers named risks coverage on the unit and named risks coverage on personal property with an optional replacement cost.

Optimum VIP extension

Optimum VIP extension

This extension provides enhanced coverage and increased limits.

Key discounts available for this product

Alarm system
Water leak detection
Tankless Water heater

Ask your broker about these and other available discounts

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