Residential

Nothing feels quite like home! Preserve the security and warmth of your dwelling by choosing a residential coverage that will prevent you from tearing your hair out when disaster knocks at your door! By listening and understanding what you are going through, Optimum has different types of residential insurance policies that will keep your fears at bay while being comprehensive and affordable at the same time.

Ask your independent broker about Optimum's insurance policies!

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Homeowner

Homeowner

Three levels of protection to make sure you have the perfect coverage for your home.

Tenant

Tenant

An insurance policy especially made for tenants like you.

Condominium Program

Condominium Program

Perfect coverage for your specific needs as a condominium owner.

Dwelling under construction

Dwelling under construction

A policy that covers your future home from the first shovelful of dirt to the last stroke of paint!

Hobby Farm

Hobby Farm

The insurance that makes sure your hobby farm is always covered.

Seasonal Dwelling

Seasonal Dwelling

Coverage especially designed for your home away from home.

Home business

Home business

Special protection for your home business.

Rented Dwelling

Rented Dwelling

Coverage designed to protect your property investment!

Watercraft insurance policies

Watercraft insurance policies

An insurance policy especially designed for people fond of boating.

Optimum VIP Cottage

Optimum VIP Cottage

A comprehensive protection for your secondary residence.

Prevention capsules

Optimum Water Damage solutions

Optimum Water Damage solutions

Protect your residence against water damage!

Identity theft

Optimum's identity theft endorsement.

Prevention Capsules

Prevention Capsules

Optimum offers several prevention capsules for incidents related to home insurance.