The Optimum Advantage
As many possibilities as you need
Optimum offers three different forms of coverage to please you.
You're planning to rent your seasonal dwelling? No problem.
Optimum's policies allow you to rent to others for up to two weeks a year with the option to purchase additional weeks.
Available Levels of Protection
Optimum VIP Cottage
Northerner Plus
Northerner Plus
This superior protection offers all risk coverage on the dwelling building and all risk coverage or named perils on personal property, the choice is yours.
Northerner
Northerner
This broad protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Key discounts available for this product
Insured 45 years +
New building
Claims-free
Multi-site
Ontario Cottage Association
Tankless water heater
