Blue ArrowThe Optimum Advantage

As many possibilities as you need

Optimum offers three different forms of coverage to please you.

You're planning to rent your seasonal dwelling? No problem.

Optimum's policies allow you to rent to others for up to  two weeks a year with the option to purchase additional weeks.

Available Levels of Protection

Optimum VIP Cottage

Optimum VIP Cottage

Provides all risks coverage on the dwelling and contents. More

Northerner Plus

Northerner Plus

This superior protection offers all risk coverage on the dwelling building and all risk coverage or named perils on personal property, the choice is yours.



This broad protection offers named perils coverage on the dwelling building and named perils coverage on personal property.

Seasonal Dwelling (image)

Key discounts available for this product

Insured 45 years +
New building
Ontario Cottage Association
Tankless water heater

Ask your broker about these and other available discounts

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