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Seasonal dwellings

Nothing should ruin your vacations at the cottage. You're looking for protection against heavy snowfall on the roof of your seasonal dwelling? You would like to make modifications to your house to prevent perils? Optimum has the insurance solution you need!

The Optimum Advantage

As many possibilities as you need

Optimum offers three different forms of coverage to please you.

You're planning to rent your seasonal dwelling? No problem.

Optimum's policies allow you to rent to others for up to two weeks a year with the option to purchase additional weeks.

Available Levels of Protection

Optimum VIP Cottage

Provides all risks coverage on the dwelling and contents. More

Northerner Plus

This superior protection offers all risk coverage on the dwelling building and all risk coverage or named perils on personal property, the choice is yours.

Northerner

This broad protection offers named perils coverage on the dwelling building and named perils coverage on personal property.

Key discounts available for this product

Insured 45 years +

New building

Claims-free

Multi-site

Ontario Cottage Association

Tankless water heater

Ask your broker about these and other available discounts

Products that may interest you

Watercraft insurance policies

An insurance policy especially designed for people fond of boating.

Protection for your rolling home.

Find a broker

To obtain a quote

Seasonal dwellings

The Optimum Advantage

As many possibilities as you need

You're planning to rent your seasonal dwelling? No problem.