The Optimum Advantage
Affordable and Complete
Our insurance policies are among the best on the market and are competitively priced. If you are legally responsible for an accident, we offer liability coverage up to $2,000,000 to protect you against bodily injury and property damage claims.
Coverage for a broad range of drivers
At Optimum, we offer coverage for new and experienced drivers.
Reachable 24/7 in case of a claim
We offer a 24/7 toll-free claims hotline which allows you to conveniently report a claim during and after business hours, if you are not able to reach your broker.
Easy way to pay your premium
With Optimum, you have the possibility to subscribe to automatic monthly withdrawals from your bank account. You may also pay your total bill with one payment if you like.
With Optimum, Forgiveness is Possible
Optimum offers you the possibility to add an accident forgiveness endorsement to your insurance policy. With this endorsement, the vehicle will keep its current rating if an at-fault loss occurs!
Why do I need car insurance?
Mandatory By Law
Whenever you are behind the wheel in Quebec, it is mandatory to buy a minimum amount of insurance to protect not only yourself but also others on the road. So, if you want to drive, you need automobile insurance. It's a choice made by the province to make sure every driver is ready to face reality in case of an accident.
You do have choices to make though. Do you want the minimum insurance? Do you want complete protection whatever the circumstances? In both cases, Optimum has a policy that will suit your needs. Put your safety and the safety of others at the top of your list and choose the optimal policy offered by Optimum!