Blue ArrowThe Optimum Advantage

The perfect coverage

Optimum offers two different forms of coverage especially designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the perfect coverage for you.

Policyholder can purchase up to $2M.

Regardless of the level of protection you choose, your personal liability coverage in case of peril can go up to $2M!

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Free legal assistance

Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.

Available Levels of Protection

Optimum Protection for Individuals

Optimum Protection for Individuals

Our best protection offers all risk coverage on personal property. 



This superior protection offers all risk coverage on personal property.



This standard protection offers named perils coverage on personal property. 


Key discounts available for this product

Alarm system
Excluding theft endorsement

Ask your broker about these and other available discounts

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