The Optimum Advantage
Nobody likes unpleasant surprises
With Optimum, you have the possibility to choose an all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Free legal assistance
Whatever your legal question, Optimum will provide you with all the information you need with its toll-free legal assistance phone line.
Available Levels of Protection
Optimum Protection for Individuals
Optimum Protection for Individuals
Our best protection offers all risk coverage on the dwelling building and all risk coverage on personal property.
Platinum
Gold
Gold
This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property.
Silver
Silver
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Private Automobile
The most appropriate protection for you and your personal vehicle.
Seasonal dwellings
Coverage especially designed for your home away from home.
