Have you had a prior loss or perhaps you have a private mortgage on your property? Maybe you forgot to pay your premium once upon a time? At Optimum, we understand that it is sometimes difficult to purchase an insurance policy when your situation is uncertain. This is why we have created insurance policies especially designed for those exceptional situations.

The Optimum advantage

An insurance policy for your property and your liability

Optimum provides you with complete insurance coverage for your home including your belongings and liability protection.

Your first insurance policy

Optimum wishes to welcome you to your first home by offering you an insurance policy that meets your expectations!

Your past and the future according to Optimum

In the past, have you been determined to be in default of payment for your insurance premium? Optimum will examine your situation with respect and comprehension to offer you an insurance policy specific to your needs.

Your home may be at risk, but your insurer is reassuring

Is your house vacant, exposed to frequent perils, or do you have a private mortgage? Optimum and your broker will work together to offer you the appropriate protection.