Special Risks

Is this your first insurance policy? Your job status is insecure? You forgot to pay your premium once upon a time? At Optimum, we understand that it is sometimes difficult to subscribe to an insurance policy when your situation is uncertain. This is why we have created insurance policies especially designed for those exceptional situations.

The Optimum Advantage

An insurance policy for your property and your liability

Optimum provides you with complete insurance coverage for your home including your belongings and liability protection.

Your first insurance policy

Optimum wishes to welcome you to your first home by offering you an insurance policy that meets your expectations!

Your past and the future according to Optimum

In the past, you have been recognized in default of payment for your insurance premium? You have a criminal record? Optimum will examine your situation with respect and comprehension to offer you an insurance policy specific to your needs.

Your home may be at risk but your insurer is reassuring

Your house may be vacant, exposed to frequent perils or rented for short periods of time. Optimum and your broker will work together to offer you the appropriate protection.

Optimum understands your professional situation

Your job is insecure? You are an artist, an actor or a professional athlete? You're the owner or an employee of a bar, brewery or a discotheque? Optimum will find the perfect protection to fulfill your needs.