Products - Residential








You are not the owner of where you live? It doesn't matter; your cozy nest still has to be protected from top to bottom. Optimum is committed to providing you with the ideal coverage for any residence you may rent from others.

Products - Residential - Tenant

The Optimum Advantage

The ideal coverage

Optimum offers two different forms of coverage especially designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the ideal coverage for you.

Policyholders can purchase up to $2M.

Regardless of the level of protection you choose, your limit for personal liability coverage in event of a loss you are legally liable for can be purchased up to $2M.

Available levels of protection:

Available Levels of Protection - Platinum

This superior protection provides all risk coverage on your personal property.

"All Risks" coverage is our most comprehensive level of coverage and is designed to protect your property from the broadest range of perils.

*Note: "All Risks" coverage provided by Optimum and the insurance industry is still subject to certain exclusions. Please speak to your insurance broker for more details.

Available Levels of Protection - Gold

This broad protection provides named perils coverage on your personal property, including theft.

Optimum prestige extension
This extension provides many valuable extensions of coverage including enhanced coverage, increased limits for identity fraud expenses, as well as claims free protection. (Premium will not increase due to the first loss.)

Ask your insurance broker for more details about Optimum’s tenant’s insurance policies!

Key discounts available for this product

  • Age of insured
  • Claims-free
  • Alarm system

*For more information about our available discounts, please contact your broker.

Other products that may interest you

Products - Residential - Water protection coverage

Water protection coverage endorsement

Protect your residence against water damage!

Products - Residential - Seasonal dwelling

Seasonal dwelling

Coverage especially designed for your home away from your home.

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