Residential

Nothing feels quite like home! Protect the security and warmth of your dwelling when disaster knocks at your door by choosing one of our residential coverages. By listening, and understanding what you are going through, Optimum has different types of residential insurance policies comprehensive and affordable at the same time.

Habitation (image)

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Homeowner

Homeowner

Three levels of protection to make sure you have the perfect coverage for your home.

Tenant

Tenant

An insurance policy especially made for tenants like you.

Home business

Home business

Special protection for your home business.

Revenue Properties

Revenue Properties

Protection for your fully rented secondary residence!

Hobby Farm

Hobby Farm

Optimum responds to your needs outside of the city

Dwelling under construction

Dwelling under construction

A policy that covers your future home from the first shovelful of dirt to the last stroke of paint!

Prevention capsules

Optimum Water Damage solutions

Optimum Water Damage solutions

Protect your residence against water damage!

Identity theft

Optimum's identity theft endorsement.

Prevention capsules

Prevention capsules

Optimum offers several prevention capsules for incidents related to home insurance.