Home business
Special protection for your home business.
Revenue Properties
Protection for your fully rented secondary residence!
Hobby Farm
Optimum responds to your needs outside of the city
Dwelling under construction
A policy that covers your future home from the first shovelful of dirt to the last stroke of paint!
Prevention capsules

Optimum Water Damage solutions
Protect your residence against water damage!

Identity theft
Optimum's identity theft endorsement.
Prevention capsules
Optimum offers several prevention capsules for incidents related to home insurance.