The Optimum Advantage
Perfect protection for you
Optimum offers four different forms of coverage especially designed to suit your needs.You plan to rent your condominium? Or you plan to live in your condominium only seasonally? Take a look at the Rented and Seasonal Condominium protection.
A comprehensive liability coverage of $1million
Regardless of the level of protection you choose, your personal liability coverage in case of peril is up to a million dollars!
Two condos?
Optimum offers you two forms of coverage with different options if you own a second condo whether you are living in both condos or not.
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Ask your independent broker about Optimum's condominium insurance policies!
Available Levels of Protection
Comprehensive
Broad
Broad
This broad protection offers all risk coverage on the unit and named perils coverage on personal property.
Rented and seasonal condominium
Rented and seasonal condominium
This protection, especially designed for rented or seasonal condominiums, offers named risks coverage on the unit and named risks coverage on personal property with an optional replacement cost.
Optimum Vip extension
Optimum Vip extension
This extension provides enhanced coverage and increased limits.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Seasonal Dwellings
Coverage especially designed for your home away from home.
Optimum Water Damage solutions
Protect your residence against water damage!
