The Optimum Advantage
The best of both worlds
The Hobby Farm extension is designed to fulfill your needs as a farm owner and as a home owner.
A complete insurance policy
The basic protection offers complete coverage of your house, property, farm buildings, machinery, equipment, animals and their food, your income and also liability insurance!
Ask and you shall receive!
You would like to add additional protection to your insurance policy? Nothing easier! With Optimum, you can increase the range of your coverage by adding protection for the loss of use coverage, consequential loss coverage and even for limited pollution coverage!
Optimum gives you more!
Your insurance policy can also be improved with a special guaranty to cover secondary and personal dwellings, mobile homes and watercraft!
Available Levels of Protection
All Risk
All Risk
This superior protection offers all-risk coverage on the dwelling building and all risk coverage on personal property.
Fire and Extended Coverage
Fire and Extended Coverage
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Fire and Extended Coverage (Secondary)
Fire and Extended Coverage (Secondary)
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
