The Optimum advantage

Nobody likes unpleasant surprises

With Optimum, you have the possibility to choose all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Ask your independent broker about Optimum's Homeowners Insurance policy!

Available Levels of Protection

Comprehensive

Comprehensive

This superior protection offers all risk coverage on the dwelling building and all risk coverage on personal property. 

Broad

Broad

This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property. 

Standard

Standard

This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property. 

Optimum VIP Extension

Optimum VIP Extension

This extension provides enhanced coverage and increased limits. 

Key discounts available for this product

Mortgage-free
Alarm system
New building
Claims-free
Water leak detection
Tankless water heater

Ask your broker about these and other available discounts

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