The Optimum advantage
Nobody likes unpleasant surprises
With Optimum, you have the possibility to choose all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Ask your independent broker about Optimum's Homeowners Insurance policy!
Available Levels of Protection
Comprehensive
Broad
Broad
This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property.
Standard
Standard
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Optimum VIP Extension
Optimum VIP Extension
This extension provides enhanced coverage and increased limits.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Optimum Water Damage solutions
Protect your residence against water damage!
Seasonal Dwellings
Coverage especially designed for your home away from home.
