The Optimum Advantage
The perfect coverage
Optimum offers two different forms of coverage especially designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the perfect coverage for you.
Comprehensive liability coverage of $1million
Regardless of the level of protection you choose, your personal liability coverage in case of peril is up to one million dollars!
Extras that will appeal to you
At Optimum we know that each individual and each dwelling is unique, that's why we offer you special endorsements to fulfill your needs in tenant insurance.
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Ask your independent broker about Optimum's tenant insurance policies!
Available Levels of Protection
Comprehensive
Comprehensive
This superior protection offers all risk coverage on personal property.
Broad
Broad
This standard protection offers named perils coverage on personal property, including theft.
Optimum VIP extension
Optimum VIP extension
Provides enhanced coverage and increased limits under the Comprehensive packages.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Seasonal Dwellings
Coverage especially designed for your home away from home.
Optimum Water Damage solutions
Protect your residence against water damage!
