Condominium Program

Whether your unit is located on the first or the fifteenth floor, unexpected events may occur. At Optimum, we will stand by your side and be ready to face them. Your condo is your secondary residence and/or you use it only seasonally? No problem, we have different options to accommodate you. Ask your independent broker about Optimum's condominium insurance options.

The Optimum advantage

Perfect protection for you

Optimum offers four different forms of coverage especially designed to suit your needs.You plan to rent your condominium? Take a look at the Rental Plus protection. You plan to live in your condominium only seasonally? Optimum's Seasonal Plus protection for condominiums is perfect for your needs.Plus, whether you need standard or superior protection for your unit Optimum has the perfect coverage for you.

Policyholder can purchase up to $2M.

Regardless of the level of protection you choose, your personal liability coverage in case of peril can go up to $2M!

Two condos?

If you own and occupy 2 condominiums talk to your broker for coverage available.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Ask your independent broker about Optimum's insurance policies!

Available Levels of Protection

Condominium Comprehensive

This superior protection offers all risk coverage on the unit and all risk coverage on personal property.

Condominium Standard

This standard protection offers named perils coverage on the unit and named perils coverage on personal property.

Condominium Seasonal Plus

This protection, especially designed for seasonal condominiums, offers named perils coverage on the unit and named perils coverage on personal property.

Condominium Rental Plus

This protection, especially designed for rented condominiums, offers named perils coverage on the unit and named perils coverage on personal property

Key discounts available for this product

Insured 45 years +

Superior protection

Claims-free

Multi-line

Water leak detection

Mortgage-free

Ask your broker about these and other available discounts

Products that may interest you

Private Automobile

The accurate protection for you and your personal vehicle.

A comprehensive protection for your secondary residence.

Find a broker