The Optimum Advantage

Nobody likes unpleasant surprises

With Optimum, you have the possibility to choose an all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.     

Easy and convenient payments

You can choose from a variety of payment plans to best suit your needs ranging from an annual payment to monthly instalments withdrawn automatically from your financial institution.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Ask your independent broker about Optimum's residential insurance policies!

Available Levels of Protection

Home Protector III

Home Protector III

This superior protection offers all risk coverage on the dwelling building and all risk coverage on personal property. 

Home Protector II

Home Protector II

This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property. 

Home Protector I

Home Protector I

This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property. 

Key discounts available for this product

New building
Insured 45 years +
Mortgage-free
Water leak detection
Alarm system
Multi-products

Ask your broker about these and other available discounts

Products that may interest you