The Optimum Advantage
Nobody likes unpleasant surprises
With Optimum, you have the possibility to choose an all risk protection on your home and its contents. Whatever the situation, you will never be unprepared to face events.
Easy and convenient payments
You can choose from a variety of payment plans to best suit your needs ranging from an annual payment to monthly instalments withdrawn automatically from your financial institution.
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Ask your independent broker about Optimum's residential insurance policies!
Available Levels of Protection
Home Protector III
Home Protector III
This superior protection offers all risk coverage on the dwelling building and all risk coverage on personal property.
Home Protector II
Home Protector II
This broad protection offers all risk coverage on the dwelling building and named perils coverage on personal property.
Home Protector I
Home Protector I
This standard protection offers named perils coverage on the dwelling building and named perils coverage on personal property.
Key discounts available for this product
Ask your broker about these and other available discounts
Products that may interest you
Private Automobile
The accurate protection for you and your personal vehicle.
Optimum VIP Cottage
A comprehensive protection for your secondary residence.
