Optimum VIP Cottage

When you're on vacation, you enjoy living like a VIP. In fact, you have at your disposition everything you could wish for an enjoyable time. There is just one thing missing: the appropriate protection! Optimum has the perfect coverage for you.

The Optimum Advantage

All-risk protection

Your Optimum VIP Cottage Insurance policy provides all-risk coverage on your dwelling and personal property which includes replacement cost.

Premises Liability

This special protection also includes up to $2 Million for premises liability.

A more than complete protection

We have thought of everything, including your boathouse(s)! The Optimum VIP Cottage Insurance includes protection for your docks and boathouses.

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.