The Optimum Advantage

The perfect coverage

Optimum offers two different forms of coverage designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the perfect coverage for you.

► Can be written on a stand-alone basis or with your principal dwelling

► Up to $1 Million Premises Liability

► Loss of Rental Income and Water Damage coverages are available options

Optimum goes green!

Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.

Ask your independent broker about Optimum's rented dwelling insurance policy!

Available Levels of Protection

Broad

Broad

Provides  all risk  coverage on the dwelling and  named perils  on contents.

Standard

Standard

Provides named perils coverage on both the dwelling and contents.

Key discounts available for this product

Monitored Burglar or Fire Alarm
New Building
Claims-free
Mortgage-free
Tankless Water Heater
Water Leak Detection

Ask your broker about these and other available discounts

Products that may interest you

Homeowner

Homeowner

Three levels of protection to make sure you have the perfect coverage for your home.