The Optimum Advantage
The perfect coverage
Optimum offers two different forms of coverage designed to suit your needs. Whether you need standard or superior protection for your dwelling, Optimum has the perfect coverage for you.
► Can be written on a stand-alone basis or with your principal dwelling
► Up to $1 Million Premises Liability
► Loss of Rental Income and Water Damage coverages are available options
Optimum goes green!
Optimum is the only company giving you the opportunity to add an environmental touch to your home insurance with its Optimum Green-Home extension. It gives you the possibility to replace household items with environmentally-friendly products in case of a claim, and encourages you to adopt a greener lifestyle by giving you carbon offsets to fully compensate for a year your residence green-home gas emission.
Ask your independent broker about Optimum's rented dwelling insurance policy!
Available Levels of Protection
Broad
Broad
Standard
Standard
Provides named perils coverage on both the dwelling and contents.