The Optimum Advantage

Perfect coverage for your farm whether it is operational or not!

Whether your farm is operational, of small scale or is not operational, Optimum will provide you with coverage especially designed for farms.

All types of livestock, crops and produce

For all types of livestock, crops or produce, Optimum will stand by your side in case of a loss. You can trust our farm expertise!

The most complete farm insurance policy on the market!

Optimum covers your buildings, your farm products, your equipment (computer, equestrian products, etc.), your machinery, your animals, your financial losses and machinery breakdowns!

A coverage enhancement of 15% to cover your animals in case of a loss

Optimum thinks about your future! If an unfortunate event happens, we will cover the loss of your animals but we will also give you 15% of their value to cover operating losses.

Prevention service at our expense!

A team of experienced fire prevention technicians will tour your facilities to ensure that they meet proper safety standards.

Coverage up to $30,000 for cost of depollution of insured property

We cover the cost of depollution of insured property in case of sudden and accidental spill of contaminants coming from agricultural exploitation, with no deductible applicable. With Optimum, these incidents are covered up to a maximum of $30,000.

You can also add some green to your world thanks to Optimum's Green-Home endorsement.

Liability Insurance for Farming Activities

Despite our best intentions, unfortunate events may occur.  Optimum's liability insurance for farming activities offers you coverage for financial consequences related to your civil responsibility in respect to your farming activities.

Ask your insurance broker for more information about Optimum's liability insurance for farming activities!

Available Levels of Protection

Platinum

Platinum

This is our most complete insurance policy, providing you with an all-risk protection for your buildings, your products, your equipment and your farm machinery. 

Gold

Gold

This formula will provide you with an all-risk protection for your buildings, your equipment and your farm products with a few exclusions. 

Silver

Silver

This formula protects named perils, including theft.

Silver without theft protection

Silver without theft protection

This formula protects named perils, excluding theft. 

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