The Optimum advantage
Affordable and Complete
Our insurance policies are among the best on the market and are competitively priced. If you are responsible for an accident, we offer liability coverage up to $2,000,000 to cover damages from bodily injury medical expenses to legal defense fees, if any.
Coverage for a broad range of drivers
At Optimum, we offer coverage for new and experienced drivers.
24/7 toll-free claims hotline
We offer a 24/7 toll-free claims hotline which allows you to conveniently report a claim during and after business hours. 1-877-806-8023
Extras that will appeal to you
At Optimum we know that each individual is unique, that's why we offer you special endorsements to fulfill your needs in car insurance.Ask your independent broker about endorsements for your automobile coverage!
Why do I need car insurance?
Mandatory By Law
Whenever you are behind the wheel in Alberta, it is mandatory to buy a minimum amount of insurance to protect not only yourself but also others on the road. So, if you want to drive, you need automobile insurance. It's a choice made by the province to make sure every driver has a minimum amount of protection.
You do have choices to make though. Do you want the minimum insurance, which is usually protection only for the other vehicle if you're responsible for the accident? Or, do you want complete protection whatever the circumstances? In both cases, Optimum has a policy that will suit your needs. Put your safety and the safety of others at the top of your list and choose the optimal policy offered by Optimum!
Ask your independent broker about Optimum's automobile insurance policies!